A healthy budget isn’t meant to close doors; it’s meant to open them. We’re living in a culture where spending money you don’t have is not only acceptable; it’s encouraged. And you can do it all without even getting out of bed. Our habits are driven by acquisition and consumption. Closets, basements and attics throughout North American confirm our ability to accumulate possessions. Our garages are so full; we can’t even park in them. It’s a dangerous time to be alive. We know quality of life isn’t defined by the make of the car parked in your driveway, nor is it established by the brand names you wear on your back. And yet we keep wanting more; buying more; spending more. We accumulate stuff we don’t need, using money that isn’t ours. Rather than feeling happier about the lives we’ve built borrowed, we’re left maxed out, stressed out, and completely distracted by the burden of maintaining our status while paying off heaps of credit card debt. Is this really the kind of life you want …